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Congratulations! You've made the decision to buy a new home!

Contact Sue Ross to get started.

You and Sue will begin the home buying process. Be assured that by choosing a Real Living Now Sales Associate you will find an educated, professional, experienced agent to offer you agency representation options and full service.

Contact a lender.

Sue can put you in contact with a lender so you can be pre-approved for a mortgage even before starting the house hunting process. Although the pre-approval is not a final loan commitment, the pre-approval letter will demonstrate your financial strength and ability to go through with the purchase when you are ready to make an offer.

Let's find you your home.

Sue can provide detailed information on any property currently listed for sale. This includes Real Living Now listings as well as all other real estate broker listings on the Multiple Listing Service. Sue is the only resource you'll need.

You've found a home and you're ready to make an offer!

The initial step will be to instruct Sue to make an offer. She will discuss the following details with you:    

  • The offer amount
  • Mortgage amount
  • Closing and occupancy dates
  • Contingencies, such as obtaining a mortgage, building inspections.

If the offer is not acceptable to the seller, further negotiations may be necessary to reach terms agreeable to both buyer and seller. Because counter-offers are common (any change in the offer can be considered a counter-offer) it is important that you remain in close contact with Sue during the negotiation process so that proposed changes can be reviewed and responded to quickly.

You have an Acceptable Offer!

Since the Contract writing procedure, down payments required, building inspection contingency dates, etc. varies, please consult with Sue so that she can inform you of the immediate action steps. Timing is critical at this stage!

What to expect at the closing.

The closing is a formal process where you sign all of the necessary paperwork needed to complete the transaction so the property is transferred from the seller to you. The seller receives payment for the home, and you receive the house keys! Deeds, loan papers, and other documents are prepared, signed, and ultimately filed with local property record office.

After the closing

At closing and beyond, Sue is here to assist you with all the details as you move into your new home.