Your browser version is outdated. We recommend that you update your browser to the latest version.


6 Things To Do Before Buying a Home

Finding a home can be a roller-coaster of emotion no matter if it's your first home or your last. Here are some tips to make the ride more enjoyable.


Buying a home is a major life event. Aside from the fact that it is the most significant purchase you will make, it is also one of the most exciting decisions you will make. Excitement can quickly turn to anxiety as talk of finances, home inspections and new real estate terms make their way into daily conversations. It’s no secret…navigating the world of homeownership requires some extra work.

For those looking to purchase a home, here are six tips that will ensure a “harmonious house hunt”:


1 ~ Call Sue. 

Choosing a full time experienced realtor with the utmost integrity is the key to making your home purchase a success.


2 ~Get pre-approved for a loan.

There are few things worse than finding the perfect home, only to find out that it costs more than one can afford or the seller won't accept your offer with out a pre-approval letter. Before beginning the house hunt, call Sue to about getting pre-approved. Additionally, being pre-approved for a loan can help speed up the closing process once an offer has been accepted. Go to the LENDERS tab above to get contact information on lenders.


3 ~ Set a budget.

Beyond income and savings, there are a number of other financial elements to consider before setting a price range for the new home. Once you have decided on a location, you should consider its proximity to your family, jobs and schools for children and gauge travel costs. The next step is to add up monthly bills, including car payments, phone bills, insurance, groceries, and credit card payments. This total estimated cost of living should be factored into the overall budget.


4 ~ Allocate additional funds.

The down payment  and closing cost on a new home is just one of the significant financial aspects of a move.  There will likely still be a need to purchase other items which will require additional budget. The last thing a homeowner will want to do is start out with nothing in the bank!


5 ~ Get on the same page.

If you're buying a home with another person, you need to agree to what is important to each other and what is not. Whether it is a quiet neighborhood or a two-car garage, everyone has their own “must haves” when it comes to the home of their dreams. For buyers looking for a home to share, it is important to discuss each of their essentials before beginning the search. Keep in mind that agreeing on all of the features of a future home will likely be impossible, so be prepared to compromise. Once the list of “must haves” is finalized, contact Sue so she can determine if the expectations are realistic given the homes currently on the market.


6 ~ Be patient. Survies found that women are likely to make up their minds faster than men. Almost 70 percent of women surveyed decided the day they walked into the house that it was right for them, while 32 percent of men needed two or more visits. If purchasing your home as a couple, it will likely take multiple trips to the home before both members of the couple decide it is “the one.” If a spouse needs more time, be patient and try not to pressure them.






Let's go find your first dream home!